viaBanking
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Payment confirmed isn't funds received

viaBanking is an aggregator of Open Banking solutions with settlement control. Connect to multiple Open Banking providers and your C2B account providers through one integration.

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viaBanking
One layer

We orchestrate AIS/PIS providers and connect to your C2B account, in one integration. Track payments to the actual credit, not just the bank's first status.

Account data

AIS

Payments

PIS

EU banks

2,500+

Uptime

99.99%

Test instantly

Sandbox

Stop running open banking and your settlement in two dashboards

Open banking moves the money. The C2B account receives it. When those sit in different systems, you reconcile by hand and miss payer fraud. viaBanking puts both on one platform, so you can act on the real credit instead of the bank's first status.

Browse the API reference
  • 40+ EU banks & EMIs pre-integrated and kept live for you
  • 1 API and data model to build against, not one per bank
  • < 1 day from sign-up to your first sandbox AIS & PIS call

  • Open banking and the receiving account, together

    Most stacks split this in two: open banking in one dashboard, the C2B account that gets the money in another. We bring both together. You reconcile a payment to the actual credit on the account in the same place you started it.

    Two dashboards become one
    Read the integration docs

  • AIS and PIS through one connection

    Read balances and transactions, start account-to-account payments, on the same integration. Consent and bank login run through licensed AIS/PIS providers we orchestrate. You get one auth flow, one data model, one set of webhooks.

    AIS + PIS, one flow
    See AIS and PIS use cases

Wait for the real credit, not the first status

No payer-fraud blind spot

A bank payment has two final states. The first "success" only means the payer consented; they can still cancel before funds leave. Because we connect to your C2B account, we tell you when the money is actually on it. Credit the account, release the goods, mark the order paid on real money, not on consent.

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Every account is already connected

viaBanking reaches C2B accounts and open banking providers right across Europe, each one pre-integrated and tested. You connect through one orchestration layer, with no separate contract per provider or account.

Live in 31 EU markets

2,500+Banks & EMIs

31EU markets

AIS + PISBoth flows ready

Explore all integrations

Open banking, made simple

Short reads from our team. We cover APIs, rules, and real builds. No fluff.

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Guide

What Is Open Banking? How It Works, Benefits, and Challenges

Learn what open banking is, how open banking APIs share data, the key benefits, real challenges, and major regulations like EU PSD2.

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Guide

Open Banking Explained: APIs, Benefits, and Open Finance

Learn what open banking is, how open APIs work, and what open finance adds. Includes clear differences and practical examples.

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Guide

What Is Cybersource? Services, Security, and Visa Link

Learn what Cybersource is and what it does. Explore its payment gateway services, fraud tools, security features, and Visa ownership.

Read article

Free sandbox access · No card needed

Run a payment end-to-end in one dashboard.

Sign up for the sandbox, trigger a PIS call, see the credit land on the C2B account next to your AIS data. No card. No contract. Production billing only kicks in when you flip the switch.

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Free for sandbox. Pay only when you go live.