Open banking with settlement control
One-off payment initiation through licensed PIS providers is live. — viaBanking is a software / Technical Service Provider and Open Banking orchestration layer. Licensed AIS/PIS partners perform regulated actions. viaBanking is not a bank, payment processor or licensed AIS/PIS provider and does not hold or move customer funds. Scheduled, recurring and VRP payments are available only where supported by the selected provider and bank.
The gap between consent and credit is where fraud happens
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The first status is not the final state
A bank payment has two final states. The first "success" only means the payer consented; they can still cancel before funds leave. If you release goods on that first status, you eat the loss.
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Split systems mean missed fraud
Most stacks run open banking in one dashboard and the C2B account in another. You reconcile by hand and miss when payments get pulled back. That gap is where payer fraud hides.
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Wait for real credit, not consent
Your business owns the C2B account, opened and serviced by your selected EMI, bank or C2B Account Provider. viaBanking connects to it and verifies incoming funds in read-only mode. A payment initiation status alone is not confirmation that funds have arrived.
viaBanking is young. The people building it are not new to fintech
Founded in 2026. — Founding year, not a company registration date. The team brings years of hands-on work across payment initiation, account data, consent flows and bank-grade integrations. We started this company precisely because we had spent long enough inside open banking to know where it still falls short.
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Years inside open banking, not around it
Building and operating AIS and PIS integrations, not reading about them. That history is why the product is opinionated about consent, verification and the hand-off between reading and paying.
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A clean build, on purpose
A 2026 start meant no legacy rails to maintain and no compromises inherited from older systems. We could design the unified AIS + PIS consent the way experience told us it should have worked all along.
The people who answer for it
viaBanking is deliberately small. Engineering, product and commercial each have a named owner, and each of them signs the articles on this site that belong to their desk.
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Sander Groen
Head of Sales
Enterprise merchant acquisition and the pipeline behind European expansion
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Camille Mercier
Head of Product
Compliance and engineering workflows turned into interfaces people can use
Let's talk
Founded in 2026. — Founding year, not a company registration date. Reach out and we'll walk you through how settlement control works for your use case: wait for real credit, close the fraud gap, and reconcile in one place.
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