About viaBanking
Open banking with settlement control.
viaBanking is an open banking aggregator with settlement control. We orchestrate AIS and PIS providers and host the C2B account on our side, so you can wait for the real credit, not just the bank's first status. Close the payer-fraud blind spot and release goods when money actually lands.
Why settlement control matters
The gap between consent and credit is where fraud happens.
- The problem with "success" statuses
The first status is not the final state.
A bank payment has two final states. The first "success" only means the payer consented; they can still cancel before funds leave. If you release goods on that first status, you eat the loss.
- The reconciliation blind spot
Split systems mean missed fraud.
Most stacks run open banking in one dashboard and the C2B account in another. You reconcile by hand and miss when payments get pulled back. That gap is where payer fraud hides.
- Our solution
Wait for real credit, not consent.
We host the C2B account on our side, alongside AIS and PIS. You see when the money actually lands on the account. Credit the account, release the goods, mark the order paid, on real money, not on a bank's first status.
A new company, a seasoned team
viaBanking is young. The people building it are not new to fintech.
The company was registered in 2026, but that date is the start of viaBanking, not of the experience behind it. The team brings years of hands-on work across payment initiation, account data, consent flows and bank-grade integrations. We started this company precisely because we had spent long enough inside open banking to know where it still falls short.
- What we carry over
Years inside open banking, not around it.
Building and operating AIS and PIS integrations, not reading about them. That history is why the product is opinionated about consent, verification and the hand-off between reading and paying.
- Why a new company
A clean build, on purpose.
A 2026 start meant no legacy rails to maintain and no compromises inherited from older systems. We could design the unified AIS + PIS consent the way experience told us it should have worked all along.
Registered in 2026
Let's talk.
viaBanking was registered in 2026. Reach out and we'll walk you through how settlement control works for your use case: wait for real credit, close the fraud gap, and reconcile in one place.