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What you can build on one orchestration layer

Pick a use case. viaBanking connects open banking providers to C2B accounts across Europe, so one integration covers the accounts, the data and the payment rails behind it.

Free sandbox. Live in minutes. AIS and PIS, both covered.

viaBanking
One layer

Any provider, any C2B account across Europe. Account data and payments in one connection.

Account data

AIS

Payments

PIS

Banks & EMIs

2,500+

Ready to deploy

EMIs

Test instantly

Sandbox

Current scope and provider capabilities

Each use case below runs on the same orchestration layer. Pick what you need. We keep providers and accounts pre-integrated, so you build the product, not the plumbing.

  • AIS

    C2B credit verification

    Confirm incoming funds on your merchant-owned C2B account in read-only mode. Your selected EMI, bank or account provider opens and services the account.

    Read the data docs
  • PIS

    Payment initiation

    Our integrated providers initiate bank-to-bank payments; we orchestrate the flow. Money moves direct to the business account.

    Read the payment docs
  • AIS

    Broader AIS: separate provider scope

    Generic AIS services from licensed providers can support personal finance tools. They are separate from the current viaBanking scope of read-only C2B credit verification.

    See the data model
  • AIS + PIS

    Reconciliation & treasury

    Use C2B credit verification in your reconciliation workflow. Confirm matching rules with the integration owner. Scheduled payments depend on the selected provider and bank.

    See the workflow
  • AIS

    Fund settlement verification

    A payment is successful only when the funds are actually received. We verify real credit on your C2B account before a payment is marked Successful, not on the bank's first status.

    See verification docs
One connection
AIS + PIS

Read data and move money from the same API.

Account data

AIS

Payments

PIS

Banks & EMIs

2,500+

Auth flows

1

Uptime

On request

AIS for credit verification. PIS for payments.

viaBanking verifies incoming C2B credits in read-only mode. One-off payment initiation is live through licensed PIS providers. Scheduled, recurring and VRP payments depend on support from the selected provider and bank.

One auth flow One data model No lock-in
Browse the API reference

From sign-up to live in four steps

No long onboarding. No sales gate before you can test. Get keys, build, and ship when you are ready.

  1. Get sandbox access

    Sign up free. No card needed. Your keys are ready right away.

  2. Pick your banks

    Choose the banks and EMIs you need. They are pre-integrated and live.

  3. Build once

    Code against one API. One auth flow. One data model for every bank.

  4. Go live

    Flip to production when ready. Pay only when you ship. No lock-in.

Most teams make their first sandbox call in under a day.

Built for two kinds of teams

Developer-first

Fintech developers

You want clean docs and fast wiring. Get sandbox keys, code samples, and one integration. Ship features, not integrations.

Read the docs
Enterprise-grade

Enterprise finance teams

You manage many provider and account links at once. Cut the overhead. Keep your own deals. Scale without linear cost.

Talk to our team

What we do, and what we don't

We orchestrate providers and accounts. We do not replace them. Here is the line, so you know exactly what you are buying.

We do

  • Orchestrate open banking providers and C2B accounts across Europe
  • Support AIS and PIS in a single flow
  • Keep providers and accounts pre-integrated and live
  • Hand you clean docs and a sandbox

We don't

  • Act as a payment gateway or processor
  • Render or host your payment pages
  • Store your banking credentials
  • Replace your own provider or bank relationships

Pick a solution. Start building today.

Connect open banking providers to C2B accounts across Europe through one endpoint. Sandbox access takes minutes, with no license fees and no lock-in.

Free for sandbox. Pay only when you go live.

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